Rainy Days Finance will continue to offer specialized financial services such as Pension Management but would discontinue services in Insurance, Capital Market dealings, Trusteeship, Registrar, Mortgage and financial advisory services in line with its decision to adopt the commercial banking license with international authorization. Rainy Days Finance core businesses include:

  • Corporate and Investment
  • Commercial and Consumer
  • Personal and Private
  • Trade Services and Foreign Exchange
  • Treasury and Cash Management Services
  • Other Non-Financial Services mainly through subsidiaries

Superior Service Quality

Rainy Days Finance has clearly distinguished itself in the Financial industry through superior service quality, unique customer experience, and sound financial indices.

These have become part of our corporate culture to the extent the bank is easily associated with the following attributes; Best-in-class customer experience, creativity, excellent financial performance, good asset quality, stable management, dedicated and highly skilled work-force, cutting-edge Information and Communication Technology, efficient and effective distribution channels. 

The finance strategy of assessing and managing its impact on the industry forms an integral part of our strategic objective. 

Specifically, we considers how the present and future capital requirements will be met and managed in view of projected capital requirements based on its assessment and against the regulatory capital requirement.

Corporate Governance

We remains committed to promoting good corporate governance and best practices in the conduct of its business.

This is because we believe that good Corporate Governance engender public trust and ultimately ensures that the company meets the expectation of all stakeholders.

Corporate governance is the system of rules, practices and processes by which a company is directed and controlled. Corporate Governance refers to the way in which companies are governed and to what purpose. It identifies who has power and accountability, and who makes decisions.